Soon after Noo Yawk Lady, Aalexia Nielsen, comes aboard Ship to help Captain Ashtyn Weathersby (Ash) update his super computer, deigned to steal money from the ForEx, Ash mysteriously disappears, leaving rough and ready first mate, Roque Durand, in command of the luxury yacht anchored off the harbor at St. Georges, Grenada.
When Roque enlists the help of his friend, John Murphy, gumshoe/barkeep at the Black Pearl, in his search for Ash, John learns that a woman, Sharon Fairchild, found him floating in shark-infested water, and whisked him off to her mansion, Ferndale, in Palm Beach, Florida.
Roque sends John to Palm Beach to search for Ash just as Hurricane Mariah forces Roque to hoist anchor to seek a safe haven. Of necessity, Aalexia is along for the ride but keeps Roque off balance by the conflicting statements she makes. Baring her soul, she reluctantly admits that she is married to Sharon’s son Fernando and dispatched to steal Ash’s money machine,
Meanwhile, Sharon keeps Ash on a short leash while she attempts to join forces with the Captain on her terms, eventually arranging a shotgun wedding complete with a prenuptial agreement reciprocally giving her title to his assets upon his death. Roque wins Aalexia’s allegiance and she agrees to convince Sharon that the money machine is booby=trapped, and only Ash can defuse it, thereby deferring her plans for his demise.
Sharon’s problem is she has cut off her only money laundry client, a Chinese Triad, thereby angering them to the point they are plotting retaliation against her and her family.
In the end hurricane Mariah makes an unexpected turn north and hits Florida with 150 mph winds, making it Florida’s most powerful in over a century. Along with the wind and the rain, Mariah brings resolution to all of Aalexia’s problems.